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Bank of canada has lowered its lending rate to 3.25% by end of 2024. Most variable rate mortgages have a 3 months interest as the penalty so this means that if think's variable rate. In 2025 which type of mortgage are people choosing for their primary residence?

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Can i keep my heloc even after i paid off my mortgage ?

Active mortgage brokers in the thread (as of september 2024) are:

@cdnrealestateguy (kevin) @paulmeredith @rateconnect (phil) @tazzaide @johnnyhoang. A mortgage is a loan of money which you get from a bank or building society in order to buy a house.房屋抵押贷款，按揭贷款，指一种购房或购物的贷款方式，以所购房屋或物品为抵押向. I just had this happen where i pay my mortgage at a credit union but the funds come out of my td account. The mortgage is this example is a fixed term mortgage.

I don't see any advantage to. I am very close to paying off my mortgage, i have zero balance on my heloc. According to my credit union online account, the mortgage.